Apple: the next iMac would adopt a new design and an Apple Silicon processor this year

For the first time since 2012, Apple would finally renew the design of its iMac. In 2021, Apple is preparing at least three new desktop Macs. According to Bloomberg's Mark Gurman, who also released information on future MacBook Pros and iPhone 12 successors in recent days, Apple will announce an iMac and two Mac Pros in 2021. The transition to Apple Silicon processors gives a new blows to the computers of the Californian giant.     iMac: finally an edge-to-edge screen This year, the iMac could change completely. Mark Gurman indicates that the borders of his screen would be much smaller, like Pro Display XDR, the ultra high-end screen launched by Apple with the Mac Pro in 2019. The back of the computer would also abandon the curvature in favor of a completely flat frame.  This new iMac would also be equipped with an Apple Silicon processor, probably a more powerful chip than the Apple M1 chip currently present in the MacBook Air, MacBook Pro and Mac mini. The 2021 iMac is reportedly

French banks risk having trouble getting their loans reimbursed

European banks have so far managed to withstand the shock of the Covid-19 crisis and have financed the economy well. But the crisis risks lasting damage to the ability of their clients to repay their loans.

European banks are resisting the Covid-19 crisis ... but their future is strewn with pitfalls. "The banks have maintained a strong position in terms of capital and liquidity", judges the European Banking Authority (EBA), and "they have increased their lending to the real economy", while many sectors have found themselves in difficulty facing the containment measures decreed across Europe to prevent the spread of the virus. To stay afloat, many companies needed to borrow money and European banks have therefore generally responded. 

French banks risk having trouble getting their loans reimbursed

This responsiveness of the banking sector has often been achieved with the help of public support, as in France, where the government has set up a system of "state guaranteed loans" to encourage banks to finance groups in difficulty. But the future is likely, in general, to be difficult for banks because the crisis risks lasting damage to the ability of their customers to repay their loans. "Our main concern is the quality of the assets", in other words to what extent the loans granted by the banks are certain to be repaid, one explains to the EBA.

For the moment, the proportion of bad debts, that is to say loans on which repayments are already seriously behind schedule, is stable. However, "the quality of assets should deteriorate significantly in the coming quarters," warns the EBA, which notes that the banks have already put a lot of money aside to absorb any repayment difficulties. 

Banks should "make contact as soon as possible with borrowers in difficulty, to find solutions such as delays or similar measures", recommends the authority. The EBA also emphasizes, as for years, the lack of profitability of European banks and considers that the crisis is putting them under more pressure than ever to reduce their operating costs.

Among the banks that no longer have room for maneuver in this area, mergers with other institutions should not be ruled out, says the authority, while the consolidation of the European banking sector has been mentioned for years by its players. without yet being translated into reality.