Apple: the next iMac would adopt a new design and an Apple Silicon processor this year

For the first time since 2012, Apple would finally renew the design of its iMac. In 2021, Apple is preparing at least three new desktop Macs. According to Bloomberg's Mark Gurman, who also released information on future MacBook Pros and iPhone 12 successors in recent days, Apple will announce an iMac and two Mac Pros in 2021. The transition to Apple Silicon processors gives a new blows to the computers of the Californian giant.     iMac: finally an edge-to-edge screen This year, the iMac could change completely. Mark Gurman indicates that the borders of his screen would be much smaller, like Pro Display XDR, the ultra high-end screen launched by Apple with the Mac Pro in 2019. The back of the computer would also abandon the curvature in favor of a completely flat frame.  This new iMac would also be equipped with an Apple Silicon processor, probably a more powerful chip than the Apple M1 chip currently present in the MacBook Air, MacBook Pro and Mac mini. The 2021 iMac is reportedly

Mortgage: a majority of borrowers (still) land rates below 1.5%

Despite a slight increase in mortgage rates in April, households are still benefiting from particularly favorable financing conditions in view of the data from the monthly study by the Crédit Logement / CSA observatory.

Even if they started to rise again ... they are still very attractive. Average mortgage rates rose slightly in April, a period also marked by a market collapse in the face of the coronavirus crisis. According to the monthly study by the Crédit Logement / CSA observatory, last month, the mortgage loan rates granted averaged 1.17%. A value slightly higher than the rate recorded for March - 1.15% -, but still close to the historic low reached last year. The remaining record to be beaten 1.12%, reached in November 2019.

Despite a slight increase in mortgage rates in April, households are still benefiting from particularly favorable financing conditions in view of the data from the monthly study by the Crédit Logement / CSA observatory.

"Instead of the rapid and brutal recovery that some have so often announced, the average rate has in fact only climbed 1 to 2 basis points each month since December 2019," said the observatory. Since December 2019, average rates have increased by 5 basis points on the old market with 1.19% in April 2020 and 6 basis points on the new market with 1.19% in April 2020 .

Borrowers still well off over 15, 20 and 25 years

In detail, the 15-year credit rates today average 0.96% and half of the households opting for this term still benefit from loans at a rate below 1%. Even the least affluent households, those belonging to the fourth quartile, and going into debt over 15 years obtain an average credit of 1.22%. Over 20 years, the most common duration, the general average is fixed at 1.13%. A quarter of these borrowers can boast of obtaining rates of less than 1%. More generally, almost all individuals who have taken out a loan over 20 years pay less than 1.5%.




Finally over 25 years, all loans granted are at a rate above 1%, the average being 1.38%. Half of the borrowers get a rate of less than 1.5%, however.