Apple: the next iMac would adopt a new design and an Apple Silicon processor this year

For the first time since 2012, Apple would finally renew the design of its iMac. In 2021, Apple is preparing at least three new desktop Macs. According to Bloomberg's Mark Gurman, who also released information on future MacBook Pros and iPhone 12 successors in recent days, Apple will announce an iMac and two Mac Pros in 2021. The transition to Apple Silicon processors gives a new blows to the computers of the Californian giant.     iMac: finally an edge-to-edge screen This year, the iMac could change completely. Mark Gurman indicates that the borders of his screen would be much smaller, like Pro Display XDR, the ultra high-end screen launched by Apple with the Mac Pro in 2019. The back of the computer would also abandon the curvature in favor of a completely flat frame.  This new iMac would also be equipped with an Apple Silicon processor, probably a more powerful chip than the Apple M1 chip currently present in the MacBook Air, MacBook Pro and Mac mini. The 2021 iMac is reportedly

Borrower insurance: Bercy focuses on banking practices

Bercy is currently looking into the French loan insurance market and more specifically the practices of banks. French Socialist Senator Martial Bourquin, author of several amendments aimed at further liberalizing the loan insurance market, recently wrote to French Minister Bruno Le Maire.

The elected official wanted to make him aware of "the situation of brokers", after having been "alerted by the Professional Association of Credit Intermediaries (APIC)" which accuses banks of illegal practices. "It would seem that the banks are currently putting pressure on brokers with many obstacles," so in particular "that they offer bank loan insurance as insurance and do not compete,"

French borrower insurance market

In his response to the parliamentarian, Bruno Le Maire wrote that he had asked the Directorate General for Competition, Consumption and the Suppression of Fraud (DGCCRF) as well as the Treasury to "take stock of this matter". The minister promised to "provide a response as soon as possible," according to a letter dated February 10, of which the AFP obtained a copy, confirming information from Les Echos.

In his letter, Martial Bourquin also denounced the fact that “in December 2019, several banking groups modified the conventions they have with brokers: reduction in banking commission, handling fees for clients which are increasing, and deconventing if too many insurance delegations made by the broker”.

Estimated at 9 billion euros, the French borrower insurance market, highly coveted in a context of low rates which are eroding bank margins on loans, remains largely dominated by banking establishments which generally benefit from the signing of a ready to place their "home" credit insurance.

In 2010, the Lagarde law opened the possibility for the borrower to choose a different insurance than that proposed by his bank. In 2018, an amendment brought by Martial Bourquin had also made it possible to renegotiate every borrower insurance contract each year, a device further reinforced in October by a new text adopted in the Senate specifying various provisions, but without any real success for the moment.