Windows 10: the blocking for the 2004 version is lifted on the Surface

Technology: Microsoft was preventing certain Surface devices from updating to the 2004 version due to technical issues. The blockade was lifted on June 29.
Microsoft releases the block it placed on certain Surface devices to prevent them from updating to version 2004. This block prevented users of certain Surface models manufactured by Microsoft, including Surface Laptop 3 and Surface Pro 7, from downloading and manually install the latest Windows 10 feature update.

According to information released as part of the May 2020 update, devices with more than one network adapter capable of operating in "Always On, Always Connected" mode may experience unexpected shutdowns and reboots. The Surface Laptop 3 and Surface Pro 7 both fall into this category. (Other surface devices can also be included; I asked Microsoft for a list of affected devices, but got no response).



Several technical problems when launching the updateEven though a patch (KB4557957) was released on June 9 as part of …

Borrower insurance: Bercy focuses on banking practices

Bercy is currently looking into the French loan insurance market and more specifically the practices of banks. French Socialist Senator Martial Bourquin, author of several amendments aimed at further liberalizing the loan insurance market, recently wrote to French Minister Bruno Le Maire.

The elected official wanted to make him aware of "the situation of brokers", after having been "alerted by the Professional Association of Credit Intermediaries (APIC)" which accuses banks of illegal practices. "It would seem that the banks are currently putting pressure on brokers with many obstacles," so in particular "that they offer bank loan insurance as insurance and do not compete,"


French borrower insurance market

In his response to the parliamentarian, Bruno Le Maire wrote that he had asked the Directorate General for Competition, Consumption and the Suppression of Fraud (DGCCRF) as well as the Treasury to "take stock of this matter". The minister promised to "provide a response as soon as possible," according to a letter dated February 10, of which the AFP obtained a copy, confirming information from Les Echos.

In his letter, Martial Bourquin also denounced the fact that “in December 2019, several banking groups modified the conventions they have with brokers: reduction in banking commission, handling fees for clients which are increasing, and deconventing if too many insurance delegations made by the broker”.

Estimated at 9 billion euros, the French borrower insurance market, highly coveted in a context of low rates which are eroding bank margins on loans, remains largely dominated by banking establishments which generally benefit from the signing of a ready to place their "home" credit insurance.

In 2010, the Lagarde law opened the possibility for the borrower to choose a different insurance than that proposed by his bank. In 2018, an amendment brought by Martial Bourquin had also made it possible to renegotiate every borrower insurance contract each year, a device further reinforced in October by a new text adopted in the Senate specifying various provisions, but without any real success for the moment.